Digital Ledger, Reimagined

KreditBook Smart Payment Management & Credit Checker App

KreditBook turns the traditional credit ledger into a smart app: track customer credit, check credit scores, collect EMIs with eMandate, and manage stock — all from your phone.

Bank-grade security · Built for Indian retailers · Paperless eMandate
Credit Score: 742
Today's Book 12 AUG
Rajesh Mobiles
EMI · Handset #4521
₹4,500
Due Today
Priya Electronics
Invoice · GST
Amit Accessories
eMandate · Auto-debit
Stock synced · 214 items
VERIFIED
eMandate active
Bank-grade security
RBI & NPCI-aligned eMandate
Instant credit score check
GST & Non-GST invoicing
Core Features

Three ledger entries every retailer needs

KreditBook bundles the essentials of running a mobile, electronics, or accessories store into one clean, guided workflow.

ENTRY NO. 01

Invoice Management

  • GST & Non-GST invoices
  • Repair & service invoice records
  • Share PDF directly to customers
ENTRY NO. 02

Refurbished & Replace

  • Budget-friendly, quality-tested devices
  • Helps customers earn extra income
  • Ideal for EMI collection cycles
ENTRY NO. 03

Repairing Management

  • Track devices & assign technicians
  • Update status, generate instant invoices
  • Keep full customer service history

About KreditBook

Everything a shopkeeper's ledger did — plus what it couldn't

KreditBook is built for retailers, collection agents, and small business owners who want to manage payments and customer credit without the paperwork. Automate EMI collection, track stock, manage invoices, and make informed credit decisions — all from your phone.

eMandate

EMI collection that runs itself

eMandate is an automated payment service that lets you collect recurring EMI payments directly from a customer's bank account, with their approval. Once set up, payment is auto-debited on the due date — no manual follow-up.

  • One-time customer authorization
  • Auto-debit on the scheduled date
  • Fewer missed or delayed payments
eMandate
Stock Management

Your whole store, tracked in one place

Whether you sell mobiles, electronics, accessories, or other products, KreditBook helps you manage inventory effortlessly — from stock-in to sale, without the spreadsheet.

  • Real-time stock levels
  • Low-stock alerts
  • Sales history by product
Stock Management
Credit Score Checker

Know before you lend

Check a customer's credit score instantly before extending credit or approving an EMI, so every decision is backed by real financial data — not guesswork.

  • Instant score lookup
  • Secure & confidential process
  • Better, informed credit decisions
Credit Score Checker
Payment Tracking

Every rupee, dues, and due date — in one book

Manage all customer records, EMI schedules, payment histories, and dues in one place. Save time, reduce errors, and run your collection or retail business smoothly.

  • Complete customer payment history
  • Automated due-date reminders
  • One dashboard for the whole book
Payment Tracking
Who It's For

Who can use KreditBook?

Built for the people who currently run their credit book on paper — and are ready to stop.

01

Personal Collection Agents

Managing multiple customers and repayment schedules across locations, without losing track of a single entry.

02

Retailers

Mobile, electronics, and accessories sellers who extend credit and need invoicing, stock, and repair tracking together.

03

Small Business Owners

Anyone who wants simple, reliable credit control without hiring a full accounts team.

Have questions before you download? +91 7776 934 326
What We Help You With

Designed to be used with one thumb, on a busy counter

No training required — if you can use WhatsApp, you can use KreditBook.

User-Friendly App

A clean, guided home screen so you always know where to tap next.

Instant Credit Check

Pull a customer's credit score in seconds, right before you extend credit.

Stock & Sales Tracker

Watch inventory move in real time as you sell, repair, and restock.

See It In Action

Watch KreditBook in action

Short walkthroughs on applying for a loan, adding products, and checking a customer's credit score.

KreditBook App Se Loan Ke Liye Kaise Apply Karein?
KreditBook App Mein Product Kaise Add Karein?
KreditBook Se Customer Ka Credit Score Kaise Check Karein?

Close the paper ledger. Open KreditBook.

Join retailers and collection agents who've already moved their credit book to their phone.

Download App
Get In Touch

Download our app today & experience a new way to collect.

Get started building this into your everyday store routine.

hbtcreations10@gmail.com
+91 7776 934 326
Plot No. 385, near Khalsa Gali, Baba Buddha Ji Nagar, Nagpur, Maharashtra 440017